{"id":62166,"date":"2019-10-30T17:21:15","date_gmt":"2019-10-31T00:21:15","guid":{"rendered":"https:\/\/withjoy.com\/blog\/?p=62166"},"modified":"2024-06-28T11:22:37","modified_gmt":"2024-06-28T18:22:37","slug":"how-much-to-spend-on-engagement-ring","status":"publish","type":"post","link":"https:\/\/withjoy.com\/blog\/how-much-to-spend-on-engagement-ring\/","title":{"rendered":"How Much to Spend on\u00a0an Engagement Ring"},"content":{"rendered":"\n<p>When the time is right to <a href=\"https:\/\/withjoy.com\/blog\/how-to-propose\/\">pop the question<\/a>, choosing an engagement ring is your first step down the aisle. But first, you might take a moment to consider just how much to spend on an engagement ring. <\/p>\n\n\n\n<p>The fact is that diamond engagement rings are expensive. Your total spend is also a function of multiple factors, from the size of the center stone to the metal you choose for the setting.<\/p>\n\n\n\n<p>Ahead, we enlist the help of two experts \u2014 Cartier jeweler descendant Jean Dousset and Nidhi Dangayach, founder of Verlas fine jewelry store \u2014 to break down the average cost of an engagement ring. For starters, here\u2019s a look at the many factors that can shape your engagement ring budget:\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201c&#8230; the clarity and color of the center stone, the size, the artisanship of the cut, and even the type of precious metal used in the setting all impact the final cost [of an engagement ring].\u201d<\/p><cite><em>\u2014 Jean Dousset, great-great-grandson of Louis Cartier<\/em><\/cite><\/blockquote><\/figure>\n\n\n<div class=\"joy-toc wp-block-table-of-contents-block-table-of-contents-block\"><div class=\"eb-parent-wrapper eb-parent-eb-toc-a71cqy0 \"><div class=\"eb-toc-container eb-toc-a71cqy0  eb-toc-is-not-sticky eb-toc-not-collapsible eb-toc-initially-not-collapsed eb-toc-scrollToTop style-1 list-style-none\" data-scroll-top=\"false\" data-scroll-top-icon=\"fas fa-angle-up\" data-collapsible=\"false\" data-sticky-hide-mobile=\"false\" data-sticky=\"false\" data-scroll-target=\"scroll_to_toc\" data-copy-link=\"false\" data-editor-type=\"\" data-hide-desktop=\"false\" data-hide-tab=\"false\" data-hide-mobile=\"false\" data-itemCollapsed=\"false\"><div class=\"eb-toc-header\"><div class=\"eb-toc-title\">In this Guide<\/div><\/div><div class=\"eb-toc-wrapper \" data-headers=\"[{&quot;level&quot;:2,&quot;content&quot;:&quot;The Average Cost of an Engagement Ring\\u00a0&quot;,&quot;text&quot;:&quot;The Average Cost of an Engagement Ring\\u00a0&quot;,&quot;link&quot;:&quot;eb-table-content-0&quot;},{&quot;level&quot;:2,&quot;content&quot;:&quot;How the 4Cs Affect an Engagement Ring Price Tag\\u00a0&quot;,&quot;text&quot;:&quot;How the 4Cs Affect an Engagement Ring Price Tag\\u00a0&quot;,&quot;link&quot;:&quot;eb-table-content-1&quot;},{&quot;level&quot;:2,&quot;content&quot;:&quot;The Three-Month Salary Rule (and Why It\\u2019s a Myth)\\u00a0&quot;,&quot;text&quot;:&quot;The Three-Month Salary Rule (and Why It\\u2019s a Myth)\\u00a0&quot;,&quot;link&quot;:&quot;eb-table-content-2&quot;},{&quot;level&quot;:2,&quot;content&quot;:&quot;Setting Your Engagement Ring Budget\\u00a0&quot;,&quot;text&quot;:&quot;Setting Your Engagement Ring Budget\\u00a0&quot;,&quot;link&quot;:&quot;eb-table-content-3&quot;},{&quot;level&quot;:2,&quot;content&quot;:&quot;7 Ways to Save Money on Engagement Rings&quot;,&quot;text&quot;:&quot;7 Ways to Save Money on Engagement Rings&quot;,&quot;link&quot;:&quot;7-ways-to-save-money-on-engagement-rings&quot;},{&quot;level&quot;:2,&quot;content&quot;:&quot;Engagement Ring FAQ&quot;,&quot;text&quot;:&quot;Engagement Ring FAQ&quot;,&quot;link&quot;:&quot;engagement-ring-faq&quot;}]\" data-visible=\"[true,true,false,false,false,false]\" data-delete-headers=\"[{&quot;label&quot;:&quot;1. Joy&quot;,&quot;value&quot;:&quot;1-joy&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;2. Amazon&quot;,&quot;value&quot;:&quot;2-amazon&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;3. Macy\\u2019s&quot;,&quot;value&quot;:&quot;3-macys&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;4. Target&quot;,&quot;value&quot;:&quot;4-target&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;5. Pottery Barn&quot;,&quot;value&quot;:&quot;5-pottery-barn&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;6. Crate &amp; Barrel&quot;,&quot;value&quot;:&quot;6-crate-barrel&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;7. Bloomingdale\\u2019s&quot;,&quot;value&quot;:&quot;7-bloomingdales&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;8. Anthropologie&quot;,&quot;value&quot;:&quot;8-anthropologie&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;9. Belk&quot;,&quot;value&quot;:&quot;9-belk&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;10. Etsy&quot;,&quot;value&quot;:&quot;10-etsy&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;11. Dillard\\u2019s&quot;,&quot;value&quot;:&quot;11-dillards&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;12. Williams Sonoma&quot;,&quot;value&quot;:&quot;12-williams-sonoma&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;13. Bed Bath &amp; Beyond&quot;,&quot;value&quot;:&quot;13-bed-bath-beyond&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;14. Sur La Table&quot;,&quot;value&quot;:&quot;14-sur-la-table&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;15. West Elm&quot;,&quot;value&quot;:&quot;15-west-elm&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;16. Neiman Marcus&quot;,&quot;value&quot;:&quot;16-neiman-marcus&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;17. IKEA&quot;,&quot;value&quot;:&quot;17-ikea&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;18. CB2&quot;,&quot;value&quot;:&quot;18-cb2&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;Make Wedding Planning Easy With Joy&quot;,&quot;value&quot;:&quot;make-wedding-planning-easy-with-joy&quot;,&quot;isDelete&quot;:false}]\" data-smooth=\"true\" data-top-offset=\"\"><div class=\"eb-toc__list-wrap\"><ul class='eb-toc__list'><li><a href=\"#eb-table-content-0\">The Average Cost of an Engagement Ring\u00a0<\/a><li><a href=\"#eb-table-content-1\">How the 4Cs Affect an Engagement Ring Price Tag\u00a0<\/a><li><a href=\"#eb-table-content-2\">The Three-Month Salary Rule (and Why It\u2019s a Myth)\u00a0<\/a><li><a href=\"#eb-table-content-3\">Setting Your Engagement Ring Budget\u00a0<\/a><li><a href=\"#7-ways-to-save-money-on-engagement-rings\">7 Ways to Save Money on Engagement Rings<\/a><li><a href=\"#engagement-ring-faq\">Engagement Ring FAQ<\/a><\/ul><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-average-cost-of-an-engagement-ring-nbsp\"><strong>The Average Cost of an Engagement Ring&nbsp;<\/strong><\/h2>\n\n\n\n<p>A one-carat engagement ring costs between $3,500-$6,500. From fabrication to personal preferences, however, engagement ring prices vary. But as we all know, \u201cdiamonds are forever\u201d \u2014 so there\u2019s a lot to consider. Without a crystal ball, we can\u2019t tell you exactly what your engagement ring will cost. We can, however, give you the next best thing to help you navigate this important milestone: an average price range.\u00a0<\/p>\n\n\n\n<p>World-renowned jeweler <a href=\"https:\/\/jeandousset.com\/pages\/our-story\">Jean Dousset<\/a>, the great-great-grandson of Louis Cartier, says customers spend, on average, \u201cbetween $5,000 to $15,000\u201d on their engagement rings. And as we mentioned earlier, there are a lot of factors at play, from the type of metal chosen for the setting to features like halos and side stones.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost-1024x682.jpg\" alt=\"A closeup of two hands, with one wearing an engagement ring on their ring finger\" class=\"wp-image-80772\" srcset=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost-1024x682.jpg 1024w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost-300x200.jpg 300w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost-768x512.jpg 768w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost-1536x1023.jpg 1536w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost-1170x779.jpg 1170w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost-585x390.jpg 585w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost-263x175.jpg 263w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Cost.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>But one of the most significant cost factors to consider is the center stone, including the size as well as carat, cut, color and clarity \u2014 otherwise known as the 4Cs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-the-4cs-affect-an-engagement-ring-price-tag\"><strong>How the 4Cs Affect an Engagement Ring Price Tag\u00a0<\/strong><\/h2>\n\n\n\n<p>\u201cThere was a time, not very long ago, when there was no universal way for people to communicate the factors that characterized a faceted diamond,\u201d says <a href=\"https:\/\/www.linkedin.com\/in\/nidhi-dangayach\/\">Nidhi Dangayach<\/a>, jewelry expert and founder of the online diamond retailer <a href=\"https:\/\/verlas.com\/\">Verlas<\/a>. \u201cThe creation of the diamond 4Cs and the GIA International Diamond Grading System meant \u2026 diamond quality could be communicated in a universal language.\u201d&nbsp;<\/p>\n\n\n\n<p>According to Dangayach, the 4Cs stand for:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Carat: <\/strong>\u201cCarat is a measure of a diamond\u2019s weight, not its size. Larger diamonds are rarer and often more valuable.\u201d&nbsp;<\/li>\n\n\n\n<li><strong>Cut: <\/strong>\u201cCut refers to how well a diamond has been shaped and faceted. A well-cut diamond reflects light beautifully, giving it brilliance and sparkle.\u201d&nbsp;<\/li>\n\n\n\n<li><strong>Color: <\/strong>\u201cThe GIA grades diamonds on a scale from D (colorless) to Z (light yellow or brown). The less color a diamond has, the more valuable it tends to be.\u201d&nbsp;<\/li>\n\n\n\n<li><strong>Clarity: <\/strong>\u201cClarity measures the presence of inclusions (internal flaws or imperfections) or blemishes on the surface. The GIA grades clarity on a scale from flawless (no inclusions or blemishes visible under 10x magnification) to included (inclusions and\/or blemishes visible to the naked eye). The fewer and less noticeable the flaws, the more valuable the diamond.\u201d\u00a0<\/li>\n<\/ul>\n\n\n\n<p>\u201cIt\u2019s a combination of all the 4Cs that determine the price of a diamond,\u201d she adds. \u201cFor example, a slightly smaller diamond with an excellent cut may appear more brilliant and be more expensive than a larger diamond with a lower cut grade.\u201d&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs-1024x682.jpg\" alt=\"A woman clasping hands with a large engagement ring featured\" class=\"wp-image-80774\" srcset=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs-1024x682.jpg 1024w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs-300x200.jpg 300w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs-768x512.jpg 768w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs-1536x1023.jpg 1536w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs-1170x779.jpg 1170w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs-585x390.jpg 585w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs-263x175.jpg 263w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_4cs.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-three-month-salary-rule-and-why-it-s-a-myth-nbsp\"><strong>The Three-Month Salary Rule (and Why It\u2019s a Myth)&nbsp;<\/strong><\/h2>\n\n\n\n<p>\u201cThanks to clever marketing back in the day, there is a stigma that the proposer must spend a certain amount of their yearly salary to show and profess their love adequately,\u201d Dousset says. \u201cThis is just not the case. The engagement buying process is something couples are doing together more and more. It is a deeply personal decision that also sets the tone for the journey to engagement.\u201d&nbsp;<\/p>\n\n\n\n<p>The concept started as far back as the 1930s, when famed jewelers DeBeers wanted to bolster waning diamond sales. In the campaign, diamonds were marketed as a way for a man to demonstrate his earning prowess at the height of the Great Depression and show a woman she was worth a more expensive ring. By the \u201950s and \u201960s, the rule was firmly rooted in wedding culture. Today, however, the three-month salary rule is falling out of favor in a big way.&nbsp;<\/p>\n\n\n\n<p>\u201cThe three-month salary rule is the idea that your partner should spend three months\u2019 worth of salary on your engagement ring,\u201d says Dangayach. \u201cThis belief is an old rule of thumb, obviously traditional, and with an evolving clientele and engagement ring choices, is becoming outdated.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule-1024x682.jpg\" alt=\"A man sliding an engagement ring on a woman's finger after a proposal\" class=\"wp-image-80775\" srcset=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule-1024x682.jpg 1024w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule-300x200.jpg 300w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule-768x512.jpg 768w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule-1536x1023.jpg 1536w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule-1170x779.jpg 1170w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule-585x390.jpg 585w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule-263x175.jpg 263w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Salary-Rule.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>\u201cWhen shopping for engagement rings today, customers are far more practical in determining the right budget,\u201d she continues. How much money is spent on a ring may instead depend on whether both partners are contributing to the ring and what they feel comfortable with rather than sticking to these types of \u201crules.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-setting-your-engagement-ring-budget-nbsp\"><strong>Setting Your Engagement Ring Budget&nbsp;<\/strong><\/h2>\n\n\n\n<p>If there\u2019s one thing we can say about diamonds, it\u2019s that they\u2019re not cheap. While you may not stick to the three-month salary rule, a high-quality diamond is still a big investment. And when you\u2019re thinking with your heart instead of your head, things can go off the rails and over budget fast.\u00a0<\/p>\n\n\n\n<p>So, before you head out the door to your local jewelry store and plan a <a href=\"https:\/\/withjoy.com\/blog\/romantic-ways-to-propose\/\">romantic proposal<\/a>, you might want to think about your financial situation, ring priorities, and after-the-fact cost. Here are a few easy steps to follow when setting your engagement ring budget.<\/p>\n\n\n\n<picture>\n\u00a0\u00a0\u00a0\u00a0<source srcset=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/06\/setting-your-engagement-ring-budget-desktop.png\" media=\"(min-width:768px)\" width=\u201d1560\u201d height=\u201d1048\u201d>\n\u00a0\u00a0\u00a0\u00a0<img decoding=\"async\" src=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/06\/setting-your-engagement-ring-budget-mobile.png\" alt=\"how much to spend on an engagement ring\" width=\"750\" height=\"1507\">\n<\/picture>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-evaluate-your-financial-situation\"><strong>Evaluate your financial situation<\/strong><\/h3>\n\n\n\n<p>Before any big purchase, it\u2019s always a good idea to assess your financial situation and get a handle on the actual amount of money you can spend. While some couples include the engagement ring in their <a href=\"https:\/\/withjoy.com\/blog\/quick-guide-to-setting-wedding-budget\/\">wedding budget<\/a>, others don\u2019t. Ultimately, that\u2019s up to you to decide. Things to consider are:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What you\u2019re comfortable spending<\/li>\n\n\n\n<li>Ring payments that may potentially carry on into the start of the marriage<\/li>\n\n\n\n<li>Whether to use a credit card or pay cash<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-get-your-priorities-straight\"><strong>Get your priorities straight<\/strong><\/h3>\n\n\n\n<p>There\u2019s probably no worse feeling in the world than opening a ring box during your proposal only to see disappointment in the eyes of your beloved. The fact is, if you don\u2019t know what type of ring to buy, you can\u2019t know what to spend.&nbsp;<\/p>\n\n\n\n<p>So, leading up to the purchase, you may have to put your detective skills to the test (if it\u2019s going to be a surprise) or ask your partner outright what they want in a ring. You might find that your partner\u2019s perfect ring isn\u2019t a princess-cut solitaire but rather an heirloom ring in yellow gold with a sapphire center stone \u2014 big difference. You also need to know if your partner is prioritizing the setting or the center stone. All of the above will directly affect the price tag and your budget, so get your story straight and do it early.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-consider-after-the-fact-costs\"><strong>Consider after-the-fact costs<\/strong><\/h3>\n\n\n\n<p>If you\u2019re spending upward of $5,000 for an engagement ring, you may want to include after-the-fact costs, like insurance. As you know, engagement rings are a big purchase. From loose side stones to theft and loss, <a href=\"https:\/\/withjoy.com\/blog\/how-to-insure-engagement-ring\/\">ring insurance<\/a> can go a long way toward a little peace of mind and may be well worth the investment.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-7-ways-to-save-money-on-engagement-rings\">7 <strong>Ways to Save Money on Engagement Rings<\/strong><\/h2>\n\n\n\n<p>Everyone\u2019s budget and engagement ring must-haves are different. If the ring you\u2019re eyeing falls into the top end of your budget, there are still ways to save.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget-1024x682.jpg\" alt=\"A close-up of a diamond engagement ring in a ring box, with diamonds detailing the bottom of the ring\" class=\"wp-image-80776\" srcset=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget-1024x682.jpg 1024w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget-300x200.jpg 300w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget-768x512.jpg 768w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget-1536x1023.jpg 1536w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget-1170x779.jpg 1170w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget-585x390.jpg 585w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget-263x175.jpg 263w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/Engagement-Ring-Cost_Budget.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-consider-diamond-alternatives\">1. <strong>Consider diamond alternatives<\/strong><\/h3>\n\n\n\n<p>Diamonds are the crowning glory of engagement rings and often the main driver of their high prices. If you find that a natural diamond engagement ring is too steep, consider a diamond alternative. Gemstones like emeralds and sapphires are incredibly beautiful, while clear stones like white sapphire and moissanite can pinch-hit for a diamond. Keep in mind that while colored gemstones are typically less expensive than diamonds, that may not be the case with rare and high-quality stones. Shop with care.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-opt-for-lab-grown-diamonds\">2. <strong>Opt for lab-grown diamonds<\/strong><\/h3>\n\n\n\n<p>For another budget-friendly option couples might consider is lab-grown diamonds. \u201cThis unspoken tension has always existed between the ring clients&#8217; desire and the one they can afford,\u201d says Dousset, a leader in lab-grown diamonds. \u201cThis was one of the main reasons I decided to pivot exclusively to lab-grown diamonds so that everyone can acquire the diamond jewelry they desire without compromise.&#8221;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Expert Tip:<\/strong> &#8220;There is no difference between mined and lab-grown diamonds aside from origin. Lab diamonds are liberating as they remove the financial tension that mined diamonds bring and the quality compromises many will make when considering a purchase.\u201d\u00a0\u00a0\u2014 Jean Dousset<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-choose-a-simpler-setting\">3. <strong>Choose a simpler setting<\/strong><\/h3>\n\n\n\n<p>When pricing out engagement rings, it\u2019s important to know that settings matter. While a three-stone engagement ring symbolizing your past, present and future is heartwarming, it will add a bit to your final price tag. To keep things in check, opt for classic solitaire. A halo setting with a smaller center stone is another excellent option. The center stone may be smaller (and less expensive), but halos often make them look more prominent, so the ring will still pack a pretty nice punch.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-skip-the-brand-names\">4. <strong>Skip the brand names<\/strong><\/h3>\n\n\n\n<p>Like everything else in the world, brand names often charge a premium. Engagement rings are no different. While it might be nice to take a stroll through Harry Winston, a non-designer ring may be more budget-friendly.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-shop-online\">5. <strong>Shop online<\/strong><\/h3>\n\n\n\n<p>It\u2019s tempting to think that engagement ring shopping is limited to the local jewelry store in your area, but things have changed on that front as well. In fact, it\u2019s easier than ever to make a ring purchase online. By granting you access to diamond retailers in every corner of the web, the internet can really open up your options and help you save money in the process.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-6-don-t-go-big-or-go-home\">6. <strong>Don\u2019t go big or go home<\/strong><\/h3>\n\n\n\n<p>For engagement rings that are easier on the purse strings, opt for diamonds that are just shy of whole weights (for example, .9 carats instead of 1 carat). Full-carat or half-carat diamonds typically sell at a premium compared to stones just under those weights.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-7-go-custom\">7. <strong>Go custom<\/strong><\/h3>\n\n\n\n<p>While custom anything often equals a higher price tag, that\u2019s not always the case with engagement rings, particularly if you\u2019re shopping for a loose diamond. Dangayach suggests collaborating with retailers who are willing to tailor your engagement ring to your specific preferences. In doing so, you can customize your overall experience according to your individual needs. \u201cAfter all, you wouldn\u2019t want your most treasured piece of jewelry to be a mass-produced item,\u201d she says.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Engagement Ring FAQ<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>What are the rules for wearing an engagement ring?<\/strong><br>\u201cTraditionally, engagement rings are worn on the ring finger of your left hand,\u201d says Dousset. \u201cWhile there aren\u2019t any set \u2018rules\u2019 for wearing an engagement ring, I would not recommend working out or playing sports while wearing your ring to avoid scratching, loosening the stones (especially pav\u00e9 diamonds), or even losing your engagement ring.\u201d<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Should my wedding band and engagement ring match?\u00a0<\/strong><br>\u201cYou don\u2019t have to match your <a href=\"https:\/\/withjoy.com\/blog\/engagement-ring-vs-wedding-ring\/\">wedding ring and engagement ring<\/a>,\u201d says Dousset. \u201cWhile matching the bands will give a cohesive look to your rings, your rings should be an expression of your personal style. \u2026 Couples should consider choosing a wedding band design that will not overpower and take away from the engagement ring.&#8221;\u00a0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Why are engagement rings worn on the left hand?&nbsp;<\/strong><br>Wearing engagement rings on the left hand can be traced back to the ancient Romans, who believed that the left \u201cring\u201d finger had a vein (the \u201cvein of love\u201d or \u201cvena amoris\u201d) that ran directly to the heart.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>How do I choose the right ring style for my partner?<\/strong><br>While you can always look at your partner\u2019s current jewelry to get a sense of their style, you can also talk it over with them. It can still be a surprise if you ask questions about their cut preferences and metal preferences.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Should I insure the engagement ring?<\/strong><br>If you choose to insure your engagement ring, the cost should be factored into the overall price of the ring. Typically, the annual cost of insuring an engagement ring is around 1 to 2 percent of the ring\u2019s value.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"withjoy.com\/\"><img decoding=\"async\" width=\"1024\" height=\"532\" src=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/05\/joy-wedding-registry-cta-1-1024x532.png\" alt=\"Joy all-in-one wedding platform\" class=\"wp-image-82634\" srcset=\"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/05\/joy-wedding-registry-cta-1-1024x532.png 1024w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/05\/joy-wedding-registry-cta-1-300x156.png 300w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/05\/joy-wedding-registry-cta-1-768x399.png 768w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/05\/joy-wedding-registry-cta-1-1536x798.png 1536w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/05\/joy-wedding-registry-cta-1-1170x608.png 1170w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/05\/joy-wedding-registry-cta-1-585x304.png 585w, https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2024\/05\/joy-wedding-registry-cta-1.png 1560w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>The average price range of engagement rings is $5,000 to $15,000. Spending a three-month salary on a ring is an outdated rule of thumb, according to experts, and customers are encouraged to set a comfortable budget.<\/p>\n","protected":false},"author":74,"featured_media":80788,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_eb_attr":"","_lmt_disableupdate":"","_lmt_disable":"","fifu_image_url":"https:\/\/withjoy.com\/blog\/wp-content\/uploads\/2023\/12\/couple-3588211_1920.jpg","fifu_image_alt":"How Much to Spend on\u00a0an Engagement Ring","footnotes":""},"categories":[42],"tags":[617,667,43],"class_list":["post-62166","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budget","tag-engagement-ring","tag-engagement-rings","tag-wedding-budget"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v25.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Much to Spend on an Engagement Ring, According to Experts<\/title>\n<meta name=\"description\" content=\"How much should you spend on an engagement ring? 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