After creating your cash fund, gift-givers can start contributing to that cash fund using the Card Card payment option within 24 hours. Next, you can expect most gift-giver contributions to be received in your Stripe Account within 1-3 business days, but it can sometimes be instant. Transfers to your bank or debit card from your Stripe balance are typically delivered within 3-5 business days.

PayPal, Venmo, and Cash App all offer two kinds of deposits – first, the standard bank transfer, and second, the Instant Deposit or Transfer.

Transfer without spending a dime – it's on the house. Just a little heads up – bank transfers usually take 1-3 business days. But good things come to those who wait.

Need funds in a flash? Buckle up – within 30 minutes, it's there. PayPal takes a 1% slice. Venmo? They're on the same page with a 1% fee. Meanwhile, Cash App takes a 1.5% slice.

Please Note: Joy is not affiliated with PayPal, Venmo, or Cash App and we do not have internal specifics on their policies. For further details on international accounts, currency exchange fees and general information, please click here for Paypal, here for Venmo, and here for Cash App.

Ask us directly! Click on the black and white chat bubble in the bottom-right corner of this page to ask us your questions, or you can email us at support@withjoy.com. You’ll get a friendly response from someone on our team! 🙂